Category Archives: Smart Credit

The new “Chip-and-Signature” cards aren’t really that safe!

Like probably most of you, I’ve got the new credit cards from most of my credit card issuers. Those with a large square chip on the left side. The new “Chip-and-Signature” cards. The US banks are going out of their … Continue reading

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Consumer Financial Protection Bureau is looking for feedback from students

CFPB is starting looking into various marketing practices of financial and banking products to US students. Please contact them with any feedback on the matter. Continue reading

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Looking for a new cash-back card? Look no more!

AMEX, behind you! US Bank offers a no-fee visa “signature” cash-back card with 1% cash-back + 3 categories of your choosing with 2%-5% cashback! Continue reading

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Can you afford a credit monitoring service? Yes! Its free!

Most of the credit monitoring services are provided by the agencies themselves and cost up to $20/mo, Credit Karma makes credit monitoring accessible and free. Continue reading

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Should you use debit cards or credit cards when paying online?

When credit cards become more expensive and harder to get, and when people consider them being “source of all evil”, what should you prefer when paying online? Continue reading

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More bad news for Wells Fargo

They sent account statements to the wrong people. They claim it was a “printer error”. But why not using on-line statements, eliminating the danger altogether? Continue reading

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Why are people proud of being stupid?

Our only monthly bills are for utilities and satellite TV. Everything we have is paid for. I think we are doing great. Would you agree? Continue reading

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